Knowing the type of club owner you’re dealing with can be crucial to getting the most out of your Football Manager 2024 save.
Clubs fortunate enough to have what were once affectionately called “Sugar Daddies”—now officially labelled “Rich Benefactors”—generally fall into four very different categories. It’s important to understand what you’re signing up for before putting pen to paper.
Here’s a breakdown of the four types of “Rich Benefactors,” along with some examples of each.
If you’re after a big-spending save, you’ll want a “Foreground” owner.
These are the proprietors willing to splash out on virtually everything connected to the club. Think of the likes of PSG and Manchester City—perfect examples of this type in action.
“Background” owners are a bit more reserved than “Foreground” ones. They’ll make sure the club remains financially stable but aren’t ones to splash the cash indiscriminately.
You’ll typically be rewarded for promotions or improving the club’s reputation—that’s when the bigger signings start to become possible.
“Underwriter” owners are fairly common. They’ll clear debts and provide a small initial cash injection, but after that, you’re largely on your own—your budget will depend almost entirely on on-field success and player sales.
If things start to go wrong, they may step in with investment to keep you afloat.
If your “Underwriter” expects a return, they’ll aim to recoup the money they invested to clear your debts once funds start coming in.
It’s a tighter save than any other, as you won’t be handed a large budget until your existing debts have been repaid.
